How Long After an Accident Can You File a Claim in Connecticut?
If you’ve been involved in an accident in Connecticut, understanding the timeline for filing your claim is crucial to ensure you retain your right to compensation. Under Connecticut law, different types of accidents and claims have distinct statutes of limitations.
Statute of Limitations for Personal Injury Claims
Connecticut General Statutes § 52-584 stipulates that individuals generally have two years from the date of the accident or injury to file a personal injury lawsuit. This timeframe is critical, and missing it can bar you from pursuing your claim.
Detailed Breakdown and Exceptions
While the standard period for personal injury claims is two years, several exceptions apply, depending on the circumstances of the accident:
1. Product Liability Claims
- Claims involving defective products are subject to a three-year statute of limitations. This period begins from the date the injury, death, or property damage was first sustained, discovered, or should have reasonably been discovered.
2. Dram Shop Liability Claims
- Claims against bars, restaurants, or other establishments serving alcohol (dram shop claims) must be filed within one year from the date the alcohol was served.
- Additionally, Connecticut law mandates providing written notice of your claim within 120 days following the accident, or 180 days if the accident resulted in a fatality.
3. Claims Against the State of Connecticut
- For personal injury claims involving negligence by a state employee or government entity, you must notify the State Claims Commissioner within one year of the injury’s date.
4. Property Damage Claims
- Claims involving only property damage have a notably shorter deadline. You must file these claims within six months of the incident.
Period of Repose for Car Accidents
In specific car accident cases, Connecticut law provides a three-year period of repose, which can offer additional time beyond the standard two-year statute of limitations. This period applies under certain circumstances, typically involving cases where injury or damages were not immediately discovered.
Importance of Timely Filing
Missing the deadline imposed by the Connecticut statutes can result in forfeiting your legal right to seek compensation, regardless of the claim’s merit. Thus, acting promptly after an accident and consulting with a legal professional to ensure compliance with statutory requirements is crucial.
Summary:
| Type of Claim | Statute of Limitations |
|---|---|
| General Personal Injury | 2 years |
| Product Liability | 3 years |
| Dram Shop Liability | 1 year (120-day notice, 180-day notice if fatality) |
| Claims Against the State | 1 year (notice required) |
| Property Damage | 6 months |
Understanding these deadlines ensures you protect your rights and eligibility for compensation in Connecticut.